But most financial firms take one of two approaches: growth or security.
Both routes come with significant risks.
If you go ultra-safe and focus on maintaining what you have, you could be forced to sacrifice your lifestyle as your savings get smaller or you experience an unexpected expense.
Meanwhile, if you focus solely on growing your wealth through investments, what happens if there’s a market crash like in 2008? When your assets deflate, you risk losing it all or being forced to scrounge by while you wait for the market to recover.
Even if you’re lucky enough to never experience a market crash during your retirement, your wealth can easily be drained away by taxes.
I am a CERTIFIED FINANCIAL PLANNER™ and founder of Secured Retirement – a retirement planning firm headquartered in Minneapolis. As a CFP® professional, our Twin Cities firm is held to a fiduciary standard, meaning we must put your interests above our own.
Our mission is to create comprehensive TaxSmart™ Retirement plans so you can maintain your lifestyle through retirement without having to stress about your finances.
Chances are, you’re in one of two camps when it comes to planning for retirement. If you’re being proactive, you’re addressing the coming challenges in retirement before they happen.
How much money have you saved for retirement? How much of it is inside an IRA, or 401K? Let’s say you’ve saved $250,000 in one of these tax-deferred accounts. You know it’s not really 250 grand, right?
Your Blueprint to Maximize Mailbox Income By Joseph S. Lucey, CFP®, Foreword by Ed Slott, CPA®, America’s IRA Expert
Your Secured Retirement Blueprint From Planning and Design to Execution
By Joseph S. Lucey, CFP®
“We plan for emergencies, so you’re always taken cared of and your retirement is never threatened.”
Danielle is dedicated to serving clients to achieve their retirement goals. As a Paraplanner, Danielle helps the advisors with the administrative side of preparing and documenting meetings. She is a graduate of the College of St. Benedict, with a degree in Business Administration and began working with Secured Retirement in May of 2023.
Danielle is a lifelong Minnesotan and currently resides in Farmington with her boyfriend and their senior rescue pittie/American Bulldog mix, Tukka. In her free time, Danielle enjoys attending concerts and traveling. She is also an avid fan of the Minnesota Wild and loves to be at as many games as possible during the season!