We’ve Moved! 6121 Excelsior Blvd. St. Louis Park, MN 55416

Plan The Retirement
Of Your Dreams

We help people design a TaxSmart™ Retirement Plan so they can have the opportunity to live the retirement of their dreams without sacrificing their lifestyle.

“A good retirement plan not only starts off with where you’re at
today but can grow with you over time.”

JOE LUCEY, CFP®

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Enjoy Your Retirement
Without Worry

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We believe who you are is just as important as your
finances when it comes to your ideal retirement.

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But most financial firms take one of two approaches: growth or security.

Both routes come with significant risks.

If you go ultra-safe and focus on maintaining what you have, you could be forced to sacrifice your lifestyle as your savings get smaller or you experience an unexpected expense.

Meanwhile, if you focus solely on growing your wealth through investments, what happens if there’s a market crash like in 2008? When your assets deflate, you risk losing it all or being forced to scrounge by while you wait for the market to recover.

Even if you’re lucky enough to never experience a market crash during your retirement, your wealth can easily be drained away by taxes.

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That's why we NEVER take an extreme, one-size-fits all approach.

Instead, we create an innovative retirement plan tailored to your goals,
your dreams, and your financial situation into account.

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A TaxSmart™ Retirement Plan
a unique retirement plan for each
unique individual & family.

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01

Income Planning

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02

Investment Planning

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03

Tax Planning

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Health Care Planning

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05

Estate Planning

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Hi, I’m Joe Lucey

I am a CERTIFIED FINANCIAL PLANNER™ and founder of Secured Retirements – a retirement planning firm headquartered in Minneapolis. As a CFP® professional, our Twin Cities firm is held to a fiduciary standard, meaning we must put your interests above our own.

Our mission is to create comprehensive TaxSmart™ Retirement plans so you can maintain your lifestyle through retirement without having to stress about your finances.

Discover The Best Retirement Planning
Strategies to Achieve Your Ideal Retirement.

Learn more about your 401k, Roth IRA, Estate Planning And More!

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Proactive Retirement Planning

Chances are, you’re in one of two camps when it comes to planning for retirement. If you’re being proactive, you’re addressing the coming challenges in retirement before they happen.

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5 Big Tax Mistakes That Could Cost You an Arm and a Leg When You Retire

How much money have you saved for retirement? How much of it is inside an IRA, or 401K? Let’s say you’ve saved $250,000 in one of these tax-deferred accounts. You know it’s not really 250 grand, right?

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Tune In to Secured Retirement Radio

Learn the Latest Tips To Achieve
Your Best Retirement.

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Your Library Of
Retirement Planning Books

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Retiree’s social security guide

Your Blueprint to Maximize Mailbox Income By Joseph S. Lucey, CFP®, Foreword by Ed Slott, CPA®, America’s IRA Expert

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New Tax Secrets

Coming Soon in 2021

Your Personal Investing Advice to Reduce Future Tax Exposure By Joseph S. Lucey, CFP

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Building Retirement Now

Your Secured Retirement Blueprint From Planning and Design to Execution
By Joseph S. Lucey, CFP®

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50,000+ Hours of
Financial Planning Experience

Need insight from a retirement planning expert?
Click below to make a media inquiry today.

“It’s easy to be an advisor when everything is going well
but in times of crisis, that’s when you earn your stripes.”

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“We plan for emergencies, so you’re always taken cared of and your retirement is never threatened.”

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