But most financial firms take one of two approaches: growth or security.
Both routes come with significant risks.
If you go ultra-safe and focus on maintaining what you have, you could be forced to sacrifice your lifestyle as your savings get smaller or you experience an unexpected expense.
Meanwhile, if you focus solely on growing your wealth through investments, what happens if there’s a market crash like in 2008? When your assets deflate, you risk losing it all or being forced to scrounge by while you wait for the market to recover.
Even if you’re lucky enough to never experience a market crash during your retirement, your wealth can easily be drained away by taxes.
I am a CERTIFIED FINANCIAL PLANNER™ and founder of Secured Retirement – a retirement planning firm headquartered in Minneapolis. As a CFP® professional, our Twin Cities firm is held to a fiduciary standard, meaning we must put your interests above our own.
Our mission is to create comprehensive TaxSmart™ Retirement plans so you can maintain your lifestyle through retirement without having to stress about your finances.
Chances are, you’re in one of two camps when it comes to planning for retirement. If you’re being proactive, you’re addressing the coming challenges in retirement before they happen.
How much money have you saved for retirement? How much of it is inside an IRA, or 401K? Let’s say you’ve saved $250,000 in one of these tax-deferred accounts. You know it’s not really 250 grand, right?
Your Blueprint to Maximize Mailbox Income By Joseph S. Lucey, CFP®, Foreword by Ed Slott, CPA®, America’s IRA Expert
Coming Soon in 2022
Your Personal Investing Advice to Reduce Future Tax Exposure By Joseph S. Lucey, CFP
Your Secured Retirement Blueprint From Planning and Design to Execution
By Joseph S. Lucey, CFP®
“We plan for emergencies, so you’re always taken cared of and your retirement is never threatened.”
Angie leads the charge with our events, community outreach and hospitality. Previous to Secured Retirement, Angie has extensive experience with working with national brands as both a Marketing and Creative Director.
Angie has years of experience in formulating marketing plans to build on brand growth and is excited to bring Joe Lucey and the Secured Retirement brand to be known throughout Minnesota. She takes great pride in delighting our guests in the best possible way on their way and through retirement.
Her passions include exploring Minnesota and a love for the midwest.