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Social Security is one of the most fundamental pieces of a retiree’s income plan. If you want to ensure you have income during a market crash, it’s essential. Yet there are many moving parts, from deciding when to take it to considering taxation and spousal benefits, and you only get one shot to get it right. When should I file? What if I keep working? How will my benefits affect my spouse? What if I’m divorced? What if I die before I take my benefits?
The Retiree’s Social Security Guide uses specific examples and clear language to unpack the rules and regulations surrounding these key topics of Social Security and many more.
A woman with a plan calculated to the penny. A couple with a brown bag full of statements they don’t understand. Plus a handful of people who are somewhere in between. This is the cast of characters in the pages of Joseph S. Lucey’s newest book, Building Retirement Now.
Join Joe as he shows how his office walks with each person through the major issues of retirement while untangling the emotions from each financial picture.
Learn how retirement looks different today than it did when your parents and grandparents retired, and discover the Secured Retirement Blueprint™ process and what it can do for people just like you.
Ryan is dedicated to serving clients to achieve their retirement goals. Ryan’s holistic approach centers on wealth management strategies with a focus on income planning throughout retirement. As a Financial Advisor, Ryan is an Investment Adviser Representative (IAR), life and health insurance licensed and a Certified Tax Preparer. Ryan is a graduate of the University of Minnesota, with an Accounting and Finance major.
Ryan is a lifelong Minnesotan originally from Woodbury and currently residing in Bloomington with his wife, Riamae, and their rescue Terrier Beagle mix, Douglas. He and his family are avid travelers in their free time. Ryan enjoys playing golf and poker, and describes himself as a major foodie enjoying new restaurants around the cities whenever possible. He is a sports fan especially when the Vikings and Timberwolves are playing.
