We’ve Moved! 6121 Excelsior Blvd. St. Louis Park, MN 55416

Your retirement is meant to be

Enjoyed

Our TaxSmart™ Retirement Program

is designed to allow you to do that with peace of mind.

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You’ve been working hard for the past 30—40 years.

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Whether you know it’s time to start thinking about retirement or you’re already retired, you know you need solid financial planning if you want to fully enjoy the years to come.

But focusing solely on investment planning or income planning leaves you vulnerable.

No matter what other financial firms might tell you—it’s risky.

Meanwhile, if you focus solely on growing your wealth through investments, what happens if there’s a tech crash or a financial market meltdown like in the 2000s? When your assets deflate, you risk losing it all or being forced to scrounge while you wait for the market to recover.

Even if you’re lucky enough to never experience a market crash during your retirement, your wealth can easily be drained away by taxes.

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That’s why we created our TaxSmart™ Retirement Program.

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We combine expert investment AND income planning with tax planning, healthcare planning, and legacy/estate planning so you can relax knowing your retirement is secure no matter what life throws your way.

Beyond that, our financial planning is designed to help you retire WITHOUT sacrificing your lifestyle in the process.

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Our Process

Step
01

Goals

Join us for our complimentary review meeting to discuss your goals and our approach. This ZERO pressure meeting is an opportunity for us to learn more about you and for you to learn about us.

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Analysis

The process begins with the team collaborating to uncover opportunities to 
enhance your retirement options and provide you with a clear picture of your current and future situation.

Step
02

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Step
03

Alignment

Together we agree to implement the plan and discuss how we’ll accomplish it while considering projects, calendars, and priorities.

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Design

We set about implementing a retirement
plan based on your unique needs.

Phase I: Income and Investment Strategy

Phase II: Taxes and Charitable Planning

Phase III: Healthcare and Legacy

We set about implementing a retirement plan based on your unique needs.

Phase I: Income and Investment Strategy
Phase II: Taxes and Charitable Planning
Phase III: Healthcare and Legacy

Step
04

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Step
05

Refine

We take pride in protecting your nest egg and your confidence in us and meet
periodically throughout the lifetime of our relationship to connect and adjust your plan according to your evolving needs.

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Our Promise
to You

Our team-driven process at Secured Retirement Financial is designed to assist you in working toward your financial goals and dreams.

With you as a Client of Secured Retirement Financial, we’re committed to:

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01

Providing you with advice and solutions that match your goals and needs and work with you on an ongoing basis as these evolve.

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02

Organizing your key financial records, giving you more confidence with your finances from this point forward.

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03

Providing trusted family members with a simple to understand process to follow should you need their involvement in your financial affairsin the future.

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04

Performing a portfolio stress test and investment risk analysis to assess your personal risk tolerance.
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05

Evaluating your future income needs and determine the risk/returns required for your success and security in retirement.
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06

Answering your phone calls promptly.

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07

Communicating with you every 35 to 45 days.

This is our minimum commitment to you. The ultimate achievement of your
Financial goals and dreams are what we strive to accomplish. As registered
investment advisors, we are fiduciaries.

We will always act in what we believe to be your best interest.

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The TaxSmart™ Retirement Program

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The Retiree’s Social Security Guide: Your Blueprint to Maximize Mailbox Income

Social Security is one of the most fundamental pieces of a retiree’s income plan. Yet there are many moving parts, from deciding when to take it to considering taxation and spousal benefits, and you only get one shot to get it right. When should I file? What if I keep working? How will my benefits affect my spouse? What if I’m divorced? What if I die before I take my benefits?

The Retiree’s Social Security Guide uses specific examples and clear language to unpack the rules and regulations surrounding these key topics of Social Security and many more.

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