We’ve Moved! 6121 Excelsior Blvd. St. Louis Park, MN 55416

We help people create TaxSmart™ Retirement Plans so they can live their dream retirement.

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Led by CERTIFIED FINANCIAL PLANNER® professional Joe Lucey, our team of retirement planners in Minneapolis is here to help you retire without sacrificing your lifestyle. As retirement planners, we know how important it is to really get to know you and your family. After all, it’s YOUR dream retirement.

Our team is here to give you the best service so you can live it.

Joe Lucey

CFP®, RFC, and Cofounder

Patty Lucey

Cofounder and Vice President

Dale Kraus

Chief Operating Officer

Dylan Malberg

Financial Advisor

Sam Andrews

Financial Advisor

Ryan Dillon

Financial Advisor

Eric Swift

Financial Advisor

Bradford Aylin

Client Service Specialist

Lori Becker

Manager of Business Processing

Penne Swenson

Event and Community Outreach

AvriElle Becker

Administration Specialist

Terri Trocke

Client Service Specialist

Tony Whalen

Client Service Specialist

Nathan Zeller

Chief Investment Strategist

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Joe Lucey

CFP®, RFC, and Co-Founder

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Joe uses his 50,000-plus hours of experience to tailor sound, effective and comprehensive retirement solutions for his clients.

As the leader of Secured Retirement, Joe works tirelessly to ensure his firm adheres to his vision of providing clients with a top-tier experience, from planning to execution. To do this, he leverages his vast managerial experience, as well as a number of industry certifications, including, CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, Investment Adviser Representative (IAR) and is life and health insurance licensed. Additionally, Joe is a fiduciary advisor and an Ed Slott Master Elite IRA Advisor.

Joe is also the author of “Retiree’s Social Security Guide: Your Blueprint to Maximize Mailbox Income” and the host of the popular radio show “The Secured Retirement Radio” on News Talk AM 1130. He’s also been featured in The Wall Street Journal and MarketWatch.

Joe is a Marine Corps veteran, husband, father and proud resident of the Twin Cities!

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Patty Lucey

Co-Founder, and Vice President

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Patty is the co-founder of Secured Retirement and joined the day-to-day operations in 2008. Together with her partner and husband Joe they have grown Secured Retirement into one of Minnesota’s top financial firms. They pride themselves on creating a place where team means family and where customer excellence is a priority.

As a Secured Retirement leader, Patty leads the office by example, helping others. She is flexible and always willing to support whatever role she can. She is dedicated to the success of others and the clients that she serves.

Patty approaches every obstacle with strength and integrity. In 2019 she was diagnosed with Breast Cancer. She recognized that although she was very experienced in Health Care Planning and Legacy planning, she now had a different perspective on the peace of mind that financial planning brings, especially in sickness. Cancer chose the wrong person when they picked Patty. She kicked cancer to the curb, all the while leading the office move and renovation.

Patty’s pride and joy are her family, her husband Joe, and son Gavin. She enjoys being with friends and buzzing around Lake Minnetonka in their boat. When she is not boating, she is a chauffeur enjoying life as a hockey mom.

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Dale Kraus

Chief Operations Officer

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Dale joined Secured Retirement as our Chief Operations Officer in December of 2020. He is responsible for streamlining and managing the day-to-day business processes of the office. His innovative ideas and growth strategy ideas are an intricate part of his role in Secured Retirement’s future growth goals.

He brings over 20 years of experience in leading, mentoring, and supporting small businesses’ growth. Dale has spent over twelve years helping financial advisors grow their practices, which led him to Secured Retirement.

In his spare time, he enjoys time with his wife Jen, and their two children, Peyton and Palmer, and spending weekends at their cabin. He is a coach by nature and has spent many years coaching his children, and although they

are grown, he could not put his whistle down. He continues to volunteer his time as a coach and board member for the Maple Grove Youth Football league and is a motivational speaker to teens through the Best Prep organization.

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Dylan Malberg

Financial Advisor

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Dylan’s informative consultation process focusing on education provides his clients security as they transition into and through retirement. He prides himself on building client relationships and providing best-in-class customer service to all of the clients he works with.

His role as a Financial Advisor is driven by results and works hard to get the job done. He graduated from Minnesota State University with a degree in Financial Planning and Insurance with a minor in Business Administration. He is an Investment Adviser Representative (IAR) and is life and health insurance licensed. Dylan loves to live an active lifestyle! He plays softball, baseball, and golf. He is often cheering on his favorite Minnesota sports teams, and in his spare time, he enjoys spending time with his wife, Taylor, his dogs Diesel and Layne, and cat Jerry Cantrell.

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Sam Andrews

Financial Advisor

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Sam is committed to helping clients reach the financial goals and attain the retirement life they dream about. Sam is dedicated to the success of the tailored goals of each of the clients he serves. He comes to the office every day with the mindset of how he cannot meet but exceed client goals and maximize their results.

As a Financial Advisor, he brings over seven years of finance knowledge to Secured Retirement. He is an Investment Adviser Representative (IAR), life and health insurance licensed and earned the Chartered Retirement Planning Counselor (CRPC) designation. He is a graduate of the University of Minnesota, with a Political Science major and Business Management minor.

Sam resides in Victoria. In his spare time, he enjoys time with his wife, Megan, daughter Marren and his dog Ringo. He enjoys playing hoops and working on his golf game in his spare time.

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Ryan Dillon

Financial Advisor

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Ryan offers a broad knowledge with income and tax planning to Secured Retirement clients . As a Financial Advisor, he is highly focused and dedicated to creating and initiating financially sound retirement strategies. He leads by example with his attention to detail and integrity. His client’s success is his top priority.

He graduated with his degree in Political Science from Regis University. He is an Investment Adviser Representative (IAR) and is life and health insurance licensed. When Ryan is not busy helping to grow retirement funds, he spends his time with his first love, his family. His wife Carrie and their two children Abby and Luke. Meanwhile, if he is not traveling, he is busy on the sidelines coaching his children’s sports teams, cheering on his favorite Minnesota teams, and swinging a golf club from time to time.

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Eric Swift

Financial Advisor

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Eric leverages his eleven years of industry experience in the industry to create individualized holistic retirement plans for clients, focusing on income and tax planning strategies. He strives to be a positive influence on everyone he encounters and provide expertise to help guide clients to realize their financial goals.

Eric grew up in Willmar, MN, and graduated from the University of MN, Crookston, in 2001, where he played collegiate hockey and golf. Eric is an Investment Adviser Representative (IAR) and is life and health insurance licensed.

Outside of the office, Eric spends time with his high school sweetheart and wife Sara, their two kids Easton and Lucy, and cats Big Cat & Bobbis. Eric stays busy fishing at the cabin, playing golf with various family members, and watching his kids play hockey.

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Bradford Aylin

Client Service Specialist

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As a Client Service Specialist with Secured Retirement, Bradford is passionate and driven to help clients understand financial wellness for their long-term planning success. In addition to delivering first-class service to clients, he is the office guru on IT and systems.

Bradford graduated from the University of St. Thomas with a degree in Finance with a minor in Data Analytics. He brings hands-on experience from the banking field and also financial planning. He is an Investment Adviser Representative (IAR) and is life and health insurance licensed.

He aspires to become a Certified Financial Planner (CFP®) and offer an expanded level of expertise to clients.

In his spare time, Bradford is a true outdoorsman! He enjoys hiking, boating, and fishing. Family and friends’ time is important in his downtime. When he is not busy outdoors, he is cheering on his favorite Minnesota sports teams.

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Lori Becker

Manager of Business Processing

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Lori is a business processing and customer service representative for our clients at Secured Retirement. She is dynamic at working with clients, fostering relationships, and helping resolve issues. As a team player, she leads the Secured Retirement team with business processes from start to finish. She began her career in the financial services industry, working and gaining experience in small business lending, operations, human resources, portfolio management, and customer service. She has extensive experience in the financial industry and brings that expertise to the Secure Retirement clients we serve.

She studied business management at St. Cloud State University and Augsburg College. Lori is a notary public and holds a Life Insurance license. She enjoys spending time with her family, her husband Bob and daughters Paris and Elle, and many animals. Her favorite things to do outside of the office besides family time include reading, jigsaw puzzles, and she enjoys watching movies.

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Penne Swenson

Event and Community Outreach

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Penne is the mastermind behind all of our office gatherings and community outreach. She is always lending a helping hand to the Secured Retirement clients and team where she is needed.

She has years of experience wearing many hats in support of businesses, it helps keep our events at Secured Retirement running without a hitch. She is passionate about her time spent with family and friends. In her free time, she enjoys traveling, swinging a club on the golf course, and boating on warm summer days.

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AvriElle Becker

Administration Specialist

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AvriElle is the warm smile and friendly voice that clients first hear and see when interacting with Secured Retirement. She represents Secured Retirement’s commitment to client excellence.

As an administrative specialist, she supports the firm’s day-to-day operations and takes pride in delivering the best results possible. She brings a youthful perspective to our team.

In her spare time, she plays guitar and has a part-time photography business snapping memorable moments of preschoolers in the area.

Terri Trocke

Client Service Specialist

Terri has been in the Financial industry since 1991 , holding various roles including Client Service Associate, Financial Advisor, and Operations and

Administrative Manager. Terri takes pride in delivering superior client service and strives to provide excellent service to each and every client.

Terri grew up in Fridley and is the oldest of two sisters. She graduated from Fridley High School and Minneapolis Business College.

In her spare time, she enjoys jigsaw puzzles, finding bargains at thrift stores, traveling (Hawaii is her favorite), cooking and spending time with her daughter, Veronica and her son-in-law, Dusan.

Tony Whalen

Client Service Specialist

Tony previously spent 5 years working on the IRA desk of a large insurance company and is our in-house 401k expert. His broad collection of background and experience has led him to the focus he now has for retirement planning. His seasoning in mortgage financing and the personal banking sector has helped generate a broadly informed financial perspective with which he approaches every client relationship.

Tony attended graduated from the University of Phoenix with a focus on Business Administration. He is an Investment Adviser Representative (IAR) and is life and health insurance licensed.

Tony lives in Bloomington with his wife of 18 years, their 13-year-old daughter, and 11-year-old American Bulldog. He enjoys spending time travelling with his family, is often active outdoors hiking/biking/skiing, and is a bit of a motorhead

Nathan Zeller

Chief Investment Strategist

Nate Zeller, CPF®, CFA®, is responsible for the overall investment management and strategy for Secured Retirement, including portfolio construction, analysis, and trading. Nate has over two decades of investment management experience. Previously he held leadership positions with Ameriprise and US Bank, working with affluent and high net worth clients throughout the country.

Nate received his B.S.E.E. in Electrical Engineering and a Masters in Business Administration (M.B.A.) from the University of Wyoming. He is a CERTIFIED FINANCIAL PLANNER™, holds the Chartered Financial Analyst® designation and is a member of the CFA Society of Minnesota.

Nate lives in Chanhassen with his wife and two daughters and is a self-proclaimed IPA connoisseur. He and his family enjoy spending time with their three dogs and being outdoors hiking, biking, golfing, and skiing.