We’ve Moved! 6121 Excelsior Blvd. St. Louis Park, MN 55416

Are you counting on the luck of the Irish to get you through retirement?

Happy early St. Patrick’s Day!

Spring is in the air, and the spirit of new beginning has arrived with it. This is the time of year when possibilities are fresh and hope has sprung.

But are your retirement hopes and dreams based on the luck of the Irish?

Unfortunately, most of America’s pre-retirees are not only falling short of their planning and savings goals, they don’t even know it’s happening. Luck is great, and hope is wonderful, but they are not enough to grant you a financially secure and peaceful retirement.

A recent study by TIAA-CREF had 58% of surveyed Americans express confidence in their ability to turn savings into a reliable and sufficient income stream in retirement. So far so good? Not quite. The same study showed that fewer than half of respondents knew their retirement savings balance. Only 35% could say how much income they would receive every month in retirement. Many did not even know how much income they would need to generate in retirement to live comfortably! If that does not spell “cross your fingers and hope for the best,” I don’t know what does.

I can understand the desire to fall back on luck and have a positive outlook on the future. Humans are wired to focus on goals that feel most urgent, so you probably find yourself spending more time paying this month’s bills than reflecting on your long-term retirement needs. Think of it this way: a secure retirement is a considerable accomplishment. Like any other big endeavour, it does not “just happen” because of luck. Peaceful retirements take strategic planning, dedicated effort and plenty of technical expertise.

If that sounds like a lot of work that you don’t have the time for, you are absolutely right. The good news is that you don’t have to do it alone. A financial planner can help you objectively assess your readiness for retirement. An effective plan for financial well-being must be comprehensive and grounded in reality – and the only way to be sure is to work with a professional.


What is a visit with us like? You’ll meet with a Certified Financial Planner™ who sit down with you and talk about your individual circumstances. We begin by estimating your retirement income needs. Then we look at your options for generating that income – for most of our clients, those options include Social Security, pension plans and personal retirement savings.

If we identify a gap between what you have and what you need, we brainstorm ways to close it. You walk away with actionable advice and the confidence that can only come from knowing (not hoping) that you have a plan. If that sounds valuable, I would like to invite you and your spouse to come in for a complimentary visit with us.

There is absolutely no obligation for you when you book this complimentary visit. However, spaces on our calendar can be limited.

So invest some time in something that will truly make a difference in bettering you and your spouse’s financial situation and book your complimentary visit with us today.


Thank you for taking the time to read this.  

I look forward to meeting you and helping you achieve your financial goals.


As a leader in helping families in the twin cities area plan for their retirement and maximize their benefits, we have been interviewed by The Wall Street Journal, Fox Business News, Investor’s Business Daily, Newsweek, Market Watch, as well as many other local news channels.

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Danielle Christensen


Danielle is dedicated to serving clients to achieve their retirement goals. As a Paraplanner, Danielle helps the advisors with the administrative side of preparing and documenting meetings. She is a graduate of the College of St. Benedict, with a degree in Business Administration and began working with Secured Retirement in May of 2023.

Danielle is a lifelong Minnesotan and currently resides in Farmington with her boyfriend and their senior rescue pittie/American Bulldog mix, Tukka.  In her free time, Danielle enjoys attending concerts and traveling. She is also an avid fan of the Minnesota Wild and loves to be at as many games as possible during the season!