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Are You Hoping For Long Shots? Or Betting On Boring?

For many, myself included, the Kentucky Derby represents spring’s true entrance. This Saturday marks the 150th year of this iconic race – the longest-running sporting event in the US.

More than 150,000 spectators will gather at Churchill Downs to sip mint juleps and witness the thoroughbreds thunder down the track with incredible speed.

While I’ve always wanted to see the event with my own two eyes, it will remain on my bucket list another year. Someday, I’ll get to see the most exciting two minutes in sports in person!

The thrilling highs and lows of the Kentucky Derby are the exact opposite of what we’re trying to achieve every day in our approach to retirement planning. There are no risky bets, there is no spectacle, there are no split-second make-or-breaks.

We’d be the worst Kentucky Derby planners in its storied history because what we’re going for is boring, measured, by-the-book.

We’re not the place to go to get rich quick. We’re not the ones you come to for aggressive wealth accumulation strategies.

We focus on helping clients make the most of the money they do have – using tax and income planning to maximize take-home dollars. This has achieved results for decades. 

For many people, retirement is a gambling game. They might take on too much risk for payouts that never come, maybe they follow “experts” that over-promise and under-deliver, or, worst of all, they’re not making any preparations for retirement at all.

I’ve said it before and I’ll say it again: At Secured Retirement, we want to make a significant impact on the families we serve so that they can live comfortably, spend confidently, and pay taxes consciously.

So, as we welcome another Derby Day, I hope you feel the rush of the racetrack but ultimately know that your peace of mind can extend past one day’s winnings. 

When it comes to retirement, we believe that it’s best to bet on boring. How about you? Are you hoping for long shots to keep you on track? Or taking the slow and steady approach? I’d love to hear from you at 952-460-3290.

Happy spring!

Cup of Joe


From Joe Lucey, Founder of Secured Retirement

There’s something about sitting down with a steaming cup of coffee that always kicks my day into high gear. And it’s not just because of the caffeine it sends coursing through my veins.

Throughout my career, some of my biggest revelations have come to me in conversation with my mentor over a cup of joe. Good conversation and personal connection can pick you up in a special way. It’s that feeling that I’m hoping to bring to you with my new series, your Cup of Joe.

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Danielle Christensen


Danielle is dedicated to serving clients to achieve their retirement goals. As a Paraplanner, Danielle helps the advisors with the administrative side of preparing and documenting meetings. She is a graduate of the College of St. Benedict, with a degree in Business Administration and began working with Secured Retirement in May of 2023.

Danielle is a lifelong Minnesotan and currently resides in Farmington with her boyfriend and their senior rescue pittie/American Bulldog mix, Tukka.  In her free time, Danielle enjoys attending concerts and traveling. She is also an avid fan of the Minnesota Wild and loves to be at as many games as possible during the season!