We’ve Moved! 6121 Excelsior Blvd. St. Louis Park, MN 55416

Remember your first apartment? As young adults, many of us may have used milk crates as bookshelves, turned wood pallets into a coffee table and picked up odds and ends at yard sales. Walls were bare — and often cupboards — but living with less offered more freedom with fewer possessions to clean, fix and insure. Many of us remember those days fondly, not because we struggled financially but because we were happy nonetheless.

In many ways, a happy retirement can emulate some of those characteristics of our youth. One way to help recapture that lifestyle is to downsize. This doesn’t necessarily mean you need to consider selling your home for a smaller one. It’s possible to downsize possessions — things you never use anymore, closet clutter, spare kitchenware, pictures on the walls that your children might appreciate now more than you.

You can try giving up other things that cost you money but that you don’t use: magazine subscriptions you never read; a gym membership you don’t use; a country club affiliation that you stopped enjoying years ago. Again, downsizing doesn’t have to mean getting rid of those things entirely. Go to the public library to read your fill of magazines and newspapers. Check out your local parks and recreation department to see what classes, tennis courts, pools and golf courses are available.

How many times have you forgone an interest because you were involved in too many other things? Now’s the time you can swap out the old and try something new. It may help keep you feeling young.

We can all find ways to cut back expenses and simplify our lives, but it’s important that you don’t regard it as depriving yourself. Downsizing is a way to reach back in time to your 22-year-old self: less stuff, more lifestyle.

 

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Ryan Keapproth

Ryan Keapproth

Financial Advisor

Ryan is dedicated to serving clients to achieve their retirement goals. Ryan’s holistic approach centers on wealth management strategies with a focus on income planning throughout retirement. As a Financial Advisor, Ryan is an Investment Adviser Representative (IAR), life and health insurance licensed and a Certified Tax Preparer. Ryan is a graduate of the University of Minnesota, with an Accounting and Finance major.​

Ryan is a lifelong Minnesotan originally from Woodbury and currently residing in Bloomington with his wife, Riamae, and their rescue Terrier Beagle mix, Douglas. Ryan and his wife are avid travelers as Riamae is originally from the Philippines. Ryan describes himself as a major foodie enjoying new restaurants around the cities whenever possible. Ryan enjoys playing golf and poker. He is a sports fan especially when the Vikings and Timberwolves are playing. In his formative years, Ryan tended bar at various places including Mystic Lake and Running Aces in Columbus, MN where he met his wife.  

We’re glad to have Ryan part of the Secured Retirement family too!