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Planning for Retirement: One Season at a Time

In just a few weeks, we’ll all turn our clocks back an hour and “fall back.” While the extra hour of sleep is great, I also find myself trying to push off the inevitable. It’s not really about the clocks, but a resistance to change itself.

Every year, I try to hold onto summer a little bit longer even if I need to wear a fleece jacket while doing it. But a chill in the air never keeps me from cheering in the stands of my son’s senior year Friday night football games.

My dad always said fall was his favorite season. He loved the crisp air and changing leaves. My sister looks forward to winter because she loves cross-country skiing. Me? I’ll always choose a July day. But even though winter isn’t my favorite season, there’s always something to look forward to (especially when it comes to hockey).

Here’s what I’ve learned over the years: no matter how much we resist, time moves forward. The seasons change whether we’re ready or not. And that “lost” hour? It’s not really lost at all. It’s just redistributed. My drive home may be dark, but I’ll be greeted by early morning sunshine when I wake up.

I try to apply these same principles to life’s bigger transitions too. Rather than worrying about what’s ahead, I focus on the steps that prepare me for the change. Just like I take the patio furniture off the deck, prep the furnace, and reluctantly put the golf clubs away for the season, retirement requires its own preparation checklist.

It may not look like the season you’re in now, but with the right preparation, you can find plenty to anticipate in retirement. Don’t let time slip away while you’re too busy resisting change. Instead, let’s sit down and create a plan that helps you look forward to this next season of life.

We can help turn your retirement uncertainty into excitement. It starts with a simple consultation. Give me a call at 952-460-3290.

Cup of Joe

CUP OF JOE

From Joe Lucey, Founder of Secured Retirement

There’s something about sitting down with a steaming cup of coffee that always kicks my day into high gear. And it’s not just because of the caffeine it sends coursing through my veins.

Throughout my career, some of my biggest revelations have come to me in conversation with my mentor over a cup of joe. Good conversation and personal connection can pick you up in a special way. It’s that feeling that I’m hoping to bring to you with my series, your Cup of Joe.

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