One activity that’s easy to overlook when preparing for retirement is dental work. While you may be in the habit of getting checkups every six months, be aware that Medicare doesn’t cover routine dental procedures, so this expense will soon be out-of-pocket.
As you age, you’re more likely to have dental problems. So when you get pre-retirement checkups and are warned that some type of problem is developing that may need action in the future, speak with your dentist about a long-term plan. Find out if there is dental work that can be done before you retire (while you have insurance coverage) to help prevent more expensive issues later on.
Also, find out how much your out-of-pocket dental care costs could potentially be in the future so you can include them in your retirement budget.