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We frequently read about the challenges retiring women may face — less income, higher health care costs and outliving their spouse. But what about men? It can be difficult for some men to retire after a lifetime of working outside the home. Not only do they miss the intellectual stimulation and daily camaraderie of colleagues, but they may have a sense of loss in not receiving a regular paycheck.

Suddenly, there is money coming in, but because they didn’t spend the two weeks prior working for it, it can create an odd feeling. Then there’s the issue of how to spend their time now that they have all day, every day, free and clear. Men have to familiarize themselves with the daily rhythms of the household, settle into longer and closer proximity with their spouse, and figure out the delicate balance of spending more time together without stepping on each other’s toes.

Just like every stage of life, retirement takes a bit of work. If you’re not aware of and proactively working to counter potential retirement-related issues, you could be in for a rough patch. According to a recent study, the following are some of the most common problems men face when they retire:

  • Identity disruption since who they thought they were revolved around their job
  • Decision paralysis
  • Diminished self-trust
  • An inability to form new relationships
  • An inability to find a purpose for continued living
  • Death anxiety

The important thing to realize is that you’re not alone; even if you live alone. There are other men just like you who are facing the same issues, feelings and concerns of adjusting to retirement. Go forth, see old friends and make new ones.

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Ryan Keapproth

Ryan Keapproth

Financial Advisor

Ryan is dedicated to serving clients to achieve their retirement goals. Ryan’s holistic approach centers on wealth management strategies with a focus on income planning throughout retirement. As a Financial Advisor, Ryan is an Investment Adviser Representative (IAR), life and health insurance licensed and a Certified Tax Preparer. Ryan is a graduate of the University of Minnesota, with an Accounting and Finance major.​

Ryan is a lifelong Minnesotan originally from Woodbury and currently residing in Bloomington with his wife, Riamae, and their rescue Terrier Beagle mix, Douglas. Ryan and his wife are avid travelers as Riamae is originally from the Philippines. Ryan describes himself as a major foodie enjoying new restaurants around the cities whenever possible. Ryan enjoys playing golf and poker. He is a sports fan especially when the Vikings and Timberwolves are playing. In his formative years, Ryan tended bar at various places including Mystic Lake and Running Aces in Columbus, MN where he met his wife.  

We’re glad to have Ryan part of the Secured Retirement family too!