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Time is Ticking on Social Security

On last week’s radio show, Joe Lucey and Derek Fautsch talked about the pending changes to Social Security. Enacted in 1935 by FDR, Social Security was designed to create a net for seniors, post-depression and beyond. Changes have been made on various aspects of the program including taxation from 1939 through 1983. Last fall, Congress amended the program, in part to change rules on the file and suspend and restricted application strategies. Married and divorced couples can be affected by the changes depending on age. Retirees have typically used these strategies to improve benefits over time.

Certain ages are affected by the changes that take effect this spring and can impact millions. If you have questions about whether and how the changes affect you, or if you are looking for alternate strategies in light of the changes, now is a good time to be informed.

For a custom Social Security Analysis or 3 Step Retirement Review on your schedule, call us at 952-460-3260.

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