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Time is Ticking on Social Security

On last week’s radio show, Joe Lucey and Derek Fautsch talked about the pending changes to Social Security. Enacted in 1935 by FDR, Social Security was designed to create a net for seniors, post-depression and beyond. Changes have been made on various aspects of the program including taxation from 1939 through 1983. Last fall, Congress amended the program, in part to change rules on the file and suspend and restricted application strategies. Married and divorced couples can be affected by the changes depending on age. Retirees have typically used these strategies to improve benefits over time.

Certain ages are affected by the changes that take effect this spring and can impact millions. If you have questions about whether and how the changes affect you, or if you are looking for alternate strategies in light of the changes, now is a good time to be informed.

For a custom Social Security Analysis or 3 Step Retirement Review on your schedule, call us at 952-460-3260.

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Ryan Keapproth

Ryan Keapproth

Retirement Planner

Ryan is dedicated to serving clients to achieve their retirement goals. Ryan’s holistic approach centers on wealth management strategies with a focus on income planning throughout retirement. As a Financial Advisor, Ryan is an Investment Adviser Representative (IAR), life and health insurance licensed and a Certified Tax Preparer. Ryan is a graduate of the University of Minnesota, with an Accounting and Finance major.

Ryan is a lifelong Minnesotan originally from Woodbury and currently residing in Bloomington with his wife, Riamae, and their rescue Terrier Beagle mix, Douglas. He and his family are avid travelers in their free time. Ryan enjoys playing golf and poker, and describes himself as a major foodie enjoying new restaurants around the cities whenever possible. He is a sports fan especially when the Vikings and Timberwolves are playing.