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Archives for January 20, 2016

What is Your Risk Capacity?

On the January 16th, 2016 Secured Retirement Radio Show, Joe Lucey and Derek Fautsch talked about retirement planning and, in part; different elements of risk. For those entering retirement, it helps to do a risk analysis to determine a custom financial plan. The first question we often ask or clients is “what is your risk capacity?”, that is, how much and what can you afford to lose? Next we often discuss risk tolerance, or what do you feel comfortable risking for your retirement income? Lastly we take time to discuss risk required.  Risk required refers to how much risk is needed for you to earn the income you need for retirement. Once the income anchor is established, we move forward and work with clients on ways to maximize Social Security and reduce taxes.

While nobody has a crystal ball, careful analysis and diversification work hand in hand to help future retiree’s realize their financial goals. Secured Retirement Financial offers courses and free consultations that can keep you informed.

We are offering comprehensive Retirement Elevated classes February 17th and 24th of 2016, and have added a 1 day session Saturday, February 27th.   If you like a more personal touch, we invite you to consider scheduling a 3- Step Review or Social Security analysis. For a complementary consultation or to attend a class call us at 952-460-3260. 

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Danielle Christensen

Paraplanner

Danielle is dedicated to serving clients to achieve their retirement goals. As a Paraplanner, Danielle helps the advisors with the administrative side of preparing and documenting meetings. She is a graduate of the College of St. Benedict, with a degree in Business Administration and began working with Secured Retirement in May of 2023.

Danielle is a lifelong Minnesotan and currently resides in Farmington with her boyfriend and their senior rescue pittie/American Bulldog mix, Tukka.  In her free time, Danielle enjoys attending concerts and traveling. She is also an avid fan of the Minnesota Wild and loves to be at as many games as possible during the season!