We’ve Moved! 6121 Excelsior Blvd. St. Louis Park, MN 55416

What is Your Risk Capacity?

On the January 16th, 2016 Secured Retirement Radio Show, Joe Lucey and Derek Fautsch talked about retirement planning and, in part; different elements of risk. For those entering retirement, it helps to do a risk analysis to determine a custom financial plan. The first question we often ask or clients is “what is your risk capacity?”, that is, how much and what can you afford to lose? Next we often discuss risk tolerance, or what do you feel comfortable risking for your retirement income? Lastly we take time to discuss risk required.  Risk required refers to how much risk is needed for you to earn the income you need for retirement. Once the income anchor is established, we move forward and work with clients on ways to maximize Social Security and reduce taxes.

While nobody has a crystal ball, careful analysis and diversification work hand in hand to help future retiree’s realize their financial goals. Secured Retirement Financial offers courses and free consultations that can keep you informed.

We are offering comprehensive Retirement Elevated classes February 17th and 24th of 2016, and have added a 1 day session Saturday, February 27th.   If you like a more personal touch, we invite you to consider scheduling a 3- Step Review or Social Security analysis. For a complementary consultation or to attend a class call us at 952-460-3260. 

Click to edit your new post…

Share This Article

Get the latest retirement news today!

Subscribe Now

  • This field is for validation purposes and should be left unchanged.

Pick your topic or keywords

Similar Posts

Getting to the Truth: How Strong is Social Security Anyway?

The number one news headline grab this month isn't the Kardashians or Donald Trump. Nor is it Spieth's distressing loss at the Open Championship by…

Continue Reading
Secured Retirement Radio: Probability Investing vs. Safety First

Blog post written by Dale Decker We all have different tolerances for risk. Some people prefer to go big and climb Mount Everest. Others are perfectly…

Continue Reading
Cary Grant’s Retirement Income Checklist

“You never miss the water until the well runs dry.” His Girl Friday (1940) – Walter Burns (Cary Grant) In the 1940’s movie His Girl…

Continue Reading
Ryan Keapproth

Ryan Keapproth

Financial Advisor

Ryan is dedicated to serving clients to achieve their retirement goals. Ryan’s holistic approach centers on wealth management strategies with a focus on income planning throughout retirement. As a Financial Advisor, Ryan is an Investment Adviser Representative (IAR), life and health insurance licensed and a Certified Tax Preparer. Ryan is a graduate of the University of Minnesota, with an Accounting and Finance major.​

Ryan is a lifelong Minnesotan originally from Woodbury and currently residing in Bloomington with his wife, Riamae, and their rescue Terrier Beagle mix, Douglas. Ryan and his wife are avid travelers as Riamae is originally from the Philippines. Ryan describes himself as a major foodie enjoying new restaurants around the cities whenever possible. Ryan enjoys playing golf and poker. He is a sports fan especially when the Vikings and Timberwolves are playing. In his formative years, Ryan tended bar at various places including Mystic Lake and Running Aces in Columbus, MN where he met his wife.  

We’re glad to have Ryan part of the Secured Retirement family too!