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Defining Terms, Defining Moments

This past Saturday, Joe Lucey and Derek Fautsch covered the federal interest rate increase, recent changes to Social Security, holiday gift giving and more on our radio show. During the program, some familiar and not-so-familiar financial terms were used.  Retirement, finance, and especially Social Security are full of phrases we understand to a varying degree. Take Social Security for example, “file and suspend” “restricted application” “full retirement age”, these are just a few of the terms that could use translation as we wade through the red tape of understanding our very own entitlement benefits. Sprinkle a federal interest rate increase and now you are faced with an entire dessert tray of financial terminology and rule changes that require professional advice and expert delineations.

For those considering retirement, now is a good time have your defining moment. Making a decision to carve out time to meet with a professional financial advisor to help you to make sense of all the complicated elements that become part of the language of planning for retirement in 2016.

At Secured Retirement Advisors, we specialize in helping or clients develop an overall financial retirement plan that is designed to maximize monthly income by incorporating Social Security along with other savings and assets. To attend our January 5th or 7th Social Security seminars or for a free complimentary 3 Step Review call us today at 952-460-3260.

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Ryan Keapproth

Ryan Keapproth

Financial Advisor

Ryan is dedicated to serving clients to achieve their retirement goals. Ryan’s holistic approach centers on wealth management strategies with a focus on income planning throughout retirement. As a Financial Advisor, Ryan is an Investment Adviser Representative (IAR), life and health insurance licensed and a Certified Tax Preparer. Ryan is a graduate of the University of Minnesota, with an Accounting and Finance major.​

Ryan is a lifelong Minnesotan originally from Woodbury and currently residing in Bloomington with his wife, Riamae, and their rescue Terrier Beagle mix, Douglas. Ryan and his wife are avid travelers as Riamae is originally from the Philippines. Ryan describes himself as a major foodie enjoying new restaurants around the cities whenever possible. Ryan enjoys playing golf and poker. He is a sports fan especially when the Vikings and Timberwolves are playing. In his formative years, Ryan tended bar at various places including Mystic Lake and Running Aces in Columbus, MN where he met his wife.  

We’re glad to have Ryan part of the Secured Retirement family too!