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Think of retirement planning as akin to replacing an old trusty vehicle, only in this case, you’ve been driving the current one for 30 years.

Your financial plan has served you well and helped you save for retirement. From the days of your education, through early jobs, throughout the span of your eventual career you’ve been careful with your money.

When you were working, you were invested in an “accumulation phase”. You were able to work hard and afford the expenses of raising a family, building equity in your home, while setting aside savings in your 401(k) , IRA’, annuities and more. In the back of your mind, Social Security was always a future reliable source of income.

Retirement can sneak up on you. Changes from accumulation to the distribution phase of life, could be wearing thin on your current financial vehicle. Retirement plans often need a tune-up, an overhaul or replacement to establish traction for the next 30 years.

With important, recent changes to Social Security, now more than ever is a good time to assess your overall financial plan.

To learn more about how the new Social Security rules will impact your retirement, or for a complimentary 3- Step Review on retirement planning call us at 952-460-3260.

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Ryan Keapproth

Ryan Keapproth

Financial Advisor

Ryan is dedicated to serving clients to achieve their retirement goals. Ryan’s holistic approach centers on wealth management strategies with a focus on income planning throughout retirement. As a Financial Advisor, Ryan is an Investment Adviser Representative (IAR), life and health insurance licensed and a Certified Tax Preparer. Ryan is a graduate of the University of Minnesota, with an Accounting and Finance major.​

Ryan is a lifelong Minnesotan originally from Woodbury and currently residing in Bloomington with his wife, Riamae, and their rescue Terrier Beagle mix, Douglas. Ryan and his wife are avid travelers as Riamae is originally from the Philippines. Ryan describes himself as a major foodie enjoying new restaurants around the cities whenever possible. Ryan enjoys playing golf and poker. He is a sports fan especially when the Vikings and Timberwolves are playing. In his formative years, Ryan tended bar at various places including Mystic Lake and Running Aces in Columbus, MN where he met his wife.  

We’re glad to have Ryan part of the Secured Retirement family too!